Our recent “Money Honey” chat was really a series of chats following up on some financial loose ends for our short term goals. I’m happy to share that Hubby finally closed out his primary bank account! It took so long, because instead of simply transferring all the money over to our single account, he opted to just switch the bills/deposits over and use the leftover cash for his spending money. The amazing part is that it took him almost six months to drain the account! He’s a pretty frugal guy. I also suspect that he was hanging on to his last vestige from his former single life 😉


Hubby also just closed a credit card that he only used for back-up purposes, so the $40 annual fee did not make any sense. Instead, we’ve added him on to a frequent flyer platinum card that offers some real benefits. I also have this account set up to pay some monthly expenses and autopayment.


Lastly, we recently met the threshold for removing Private Mortgage Insurance. This has been like a monkey on our backs for the past two years, and it will be so nice to no longer waste our money on PMI. We are also looking into the option of refinancing and will let you know if we go that route. After that we’ll need to set some new goals…


Have you chatted lately about your finances with your spouse?
What helps you set the mood?


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Sustainable Family Finances
The story of a family creating an abundant and sustainable life.